Korea Credit Data said on Thursday it posted 162 billion won in consolidated revenue in 2025, up 13.3 percent from a year earlier. Platform revenue rose 119 percent to 33.1 billion won over the same period, marking a record.

Profitability also improved sharply. The adjusted EBITDA loss margin narrowed to 11 percent from 20 percent a year earlier, and the loss shrank to 17.9 billion won from 28.4 billion won.

The operating loss shown in its financial statements was 32.6 billion won, down 5.4 billion won from a year earlier. In December last year, it posted operating profit on both separate and consolidated bases, and a return to annual profitability is expected this year.

The company cited the introduction of its paid subscription model, Cashnote Plus, and its AI service, Cashni, as drivers of growth. It said recurring revenue increased as subscription software spread, stabilising its profit structure.

The number of businesses using its services also expanded. The number of business sites using solutions provided by the KCD community rose by 700,000 to a total of 3.2 million.

Revenue breakdown on a headquarters basis showed service revenue of 20.9 billion won and advertising and product revenue of 11.3 billion won. On a consolidated basis, service revenue including the payments segment and the POS business was 111.4 billion won, accounting for the largest share.

CEO Dong-ho Kim (김동호) of Korea Credit Data said, "Software subscription revenue and the adoption of AI technology drove platform growth." He added, "We will continue growth by strengthening synergies across all areas, including the platform, payments, POS and credit ratings."