The threshold for entering XRP’s “rich list” has fallen sharply following a steep drop in the token’s price. With the broader market in a slump, investors can secure more XRP with the same amount of money, an analysis said.

As of March 26, the funds needed to join the top 10 percent of XRP holders fell by nearly half, to about $3,000 from about $6,000, blockchain outlet The Crypto Basic reported. The shift reflects a sharp decline in XRP over the past 6 months.

XRP has fallen to around $1.40 recently from about $2.84 in early 2025’s fourth quarter, a drop of nearly 50 percent. Over the same period, its market capitalisation shrank by nearly half to about $85 billion from about $170.5 billion. The global cryptocurrency market also stayed broadly weak as about $1.45 trillion flowed out.

The price drop has made investing more accessible. For example, a $20,000 investment in early October 2025 would have bought about 7,000 XRP, but the same amount now can buy more than 14,000 XRP. That means investors can secure more than twice the quantity with the same capital.

The change also directly affected entry criteria by holding bracket. The top 10 percent threshold edged down to about 2,208 XRP from about 2,362 XRP, but the price drop cut the funds needed to roughly $3,000 from about $6,700.

Entry requirements for other tiers also fell sharply. The top 5 percent bracket slipped to about 7,600 XRP from about 8,200 XRP, and the top 1 percent bracket fell to about 45,000 XRP from about 50,000 XRP. The top 0.1 percent bracket declined to about 280,000 XRP from about 340,000 XRP, while the amount needed dropped to about $400,000 from about $970,000, easing the burden substantially.

In market structure, another trend has emerged. Prices have fallen, but the total number of XRP wallets has continued to rise. It recently topped about 7.73 million, suggesting a broader investor base. That indicates some investors are treating the downturn as a buying opportunity and are entering the market.

Still, the market has mixed views of the shift. Some see the lower barriers as positive for potential inflows of new investors, while others say it is only an optical effect of falling prices and remains far from a fundamental recovery in demand.