[DigitalToday reporter Hyunwoo Choo] XRP is drawing attention again in the cryptocurrency market. It has risen more than 24,000 percent since trading began in 2013, delivering huge returns to early investors. But can investors expect the same results if they buy now?

The Crypto Basic, a blockchain media outlet, reported on Feb. 21 that attention is focused on whether XRP's future value could bring financial freedom to small investors.

The amount needed for retirement varies depending on location and standard of living. In the United States, more than $1.5 million is needed. In the United Kingdom, 1 million pounds (about $1.3 million) is needed, and in Canada, 1 million to 1.5 million Canadian dollars is required. In India, by contrast, about $360,000 to $600,000 is enough. But how likely is it that XRP could rise to such levels?

Experts suggest XRP could rise to $100 to $2,000. YoungHoon Kim (영훈 킴), who has the world's highest IQ, predicted XRP would reach $100 within 5 years.

Edoardo Farina (에도아르도 파리나), CEO of Alpha Lions Academy, claimed XRP could reach $500 in 2029. Some analysts mentioned the possibility of a rise to $1,000, and even to $2,000.

Even if XRP reaches $100, a $1,000 investment would amount to $70,422. If it rises to $500, it would become $352,112, and at $1,000 it would be $704,225. If it reaches $2,000, it would be $1,408,450, making it possible to dream of financial freedom. But given cryptocurrency market volatility, such projections remain only a possibility.