[DigitalToday reporter Yoonseo Lee] A debate is spreading among XRP investors over how much XRP is enough. Amid these concerns, Fox (@AltcoinFoxx), the owner of the community-based cryptocurrency platform Crypto Rumor Mill, recently said 10,000 XRP is not enough.

On March 7, blockchain media outlet The Crypto Basic reported that XRP is trading around $1.36. That is about 62 percent below its all-time high of $3.6. Some experts view this as a buying opportunity.

If the current downturn is seen as a buying opportunity, the natural question is how much XRP an investor must hold to expect a windfall return. In April last year, Edoardo Farina (에도아르도 파리나), founder of cryptocurrency investment education firm Alpha Lions Academy, claimed that holding just 10,000 XRP could bring financial freedom. But recent analysis suggests that even if XRP surged sharply to $10, holders of 10,000 XRP would likely earn only about $100,000 (about 150 million won). It is not a small profit, but it falls far short of being retirement money.

Some market experts also mention the possibility that XRP could rise 7,252 percent from its current price to reach $100. If XRP were to surge to $100, holders of 10,000 XRP could become millionaires. But most experts assess that this target is overly optimistic.

In the end, the formula of 10,000 XRP equaling retirement is closer to a hopeful slogan. Voices expecting an explosive rise in XRP persist, but numbers alone cannot guarantee the future. More important than how high the price may go is what kind of life the investor wants, and whether there is a realistic strategy to carry that goal. The long-running debate in the XRP community is also converging on that point.

"I learned today that 10,000 XRP is not enough."