IBK Industrial Bank of Korea said on Wednesday its 2025 net profit was 2.7189 trillion won on a consolidated basis and 2.3858 trillion won on a separate basis.
The bank posted stable profit on improved non-interest income, helped by investment in promising innovative companies and exchange-rate stability. It also defended interest income by cutting funding costs even as it actively expanded lending to small and medium-sized companies.
Outstanding SME loans rose 14.7 trillion won, or 5.9 percent, from end-2024 to 261.9 trillion won. Market share stood at 24.4 percent, and total assets on a bank basis topped 500 trillion won.
The ratio of substandard and below loans fell 6 basis points from end-2024 to 1.28 percent. The credit cost ratio fell 1 basis point to 0.47 percent, maintaining stable asset quality management.
An official at the bank said, "We plan to expand funding support for productive sectors such as advanced and innovative industries, startups and venture companies, and small and medium-sized companies located in regional areas by promoting the IBK-type productive finance 30-300 project."
Ji-young Lee
ljy@d-today.co.kr