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Finance

FSC cuts rate requirements for mid-interest loans by up to 1.25 points, expands supply

South Korea’s Financial Services Commission is moving to revamp rules to expand lending to mid-credit borrowers as the economic slowdown increases pressure on vulnerable borrowers. It plans to adjust supply criteria for the policy-backed Saitdol loan, cut insurance rates and expand supply. Support for low-credit borrowers will be strengthened separately through policy microfinance, including a rate cut for Haetsal loans. The FSC also plans to lower rate benchmarks for private mid-interest loans by up to 1.25 percentage points.

AI & Enterprise

Finance service developers test Amazon AI coding tool Kiro to fix outages

Amazon Web Services on April 10 held an AI-focused hackathon for finance industry participants, AWS GameDay 2026 for financial companies. KakaoBank’s Kiki404 team won for a second straight year. The competition used scenario-based missions in a sandbox environment, including application outage recovery and modernising legacy Java code. Participants used Amazon Q Developer and Kiro. A total of 96 people from 24 financial firms took part.

AI & Enterprise

Guardian AI agents gain traction amid supply chain security incidents

As AI agents increasingly automate tasks without humans, concerns are growing that they could behave like malware. Interest is rising in so-called guardian AI agents that monitor and control other agents and can alert staff or change agent actions when rules are breached. Startups and major tech firms are entering the space. The article also outlines recent software supply-chain attacks and other corporate and policy moves tied to AI security.