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Toss Insight says banks need scenario-based responses rather than single outlook

Toss Insight said pressure on banks\' profitability and soundness could diverge depending on interest rates, the economy and stock prices, and urged responses based on multiple scenarios rather than a single outlook. Its report analysed eight variables from the second half of 2026 to 2027 and set three scenarios. It also assessed tail risks. It said no scenario was uniformly positive or negative and flagged possible slower term-deposit inflows during a stock-market boom.