XRP could be repriced by institutions\' liquidity needs rather than individual investors\' speculative demand, a claim said. XRP has fallen more than 2 percent this month and over 27 percent since the start of the year. A commentator said banks would source XRP liquidity for large payments instead of hoarding it, and that higher prices could deepen liquidity and cut slippage. The article also notes there is no guarantee such a scenario will unfold.

A debate has resurfaced in the XRP community over whether XRP can deliver high efficiency in cross-border payments without tying up large liquidity. A community figure, Eri, argued XRP’s edge lies in fast turnover that allows the same tokens to be reused quickly, citing Mexico-based exchange Bitso. Critics counter that speed alone cannot support global payment infrastructure without deep liquidity pools, warning of bottlenecks and slippage during surges in institutional demand.