NH NongHyup Bank said on Jan. 8 it will launch its NH Future Growth Corporate Loan on Jan. 9 as a strategic product. The loan targets incorporated firms and eligible sole proprietors operating in industries the bank designates as future growth sectors, with the list to be adjusted flexibly as market conditions change. The bank created a new NH Future Growth Rating to strengthen non-financial assessment factors such as patents and technology evaluation grades. It offers rate discounts of up to 2.30 percentage points and may raise LTV by up to 30 percentage points for certain facility loans outside the Seoul metropolitan area.