Search results for Kakao Bank
Finance
Big Tech expands territory beyond payments into financial infrastructure
Fintech and Big Tech firms are expanding financial services beyond payments and transfers into identity verification, offline payments, venture capital and corporate finance. Toss, Kakao Pay and Naver Pay can use a government network to verify resident registration cards, strengthening non-face-to-face checks and fraud prevention. Naver Pay launched Npay Startup with the Financial Supervisory Service. Kakao Pay Securities secured an investment dealing licence. Financial groups are revamping second-half strategies as household lending rises and regulators review IT controls and network separation rules.
Games & Commerce
Kakao steps up AI shift under Jeong Shin-a second term; key test is proving monetisation
Kakao is accelerating its shift to artificial intelligence in the second term of CEO Jeong Shin-a, after a first phase focused on restructuring affiliates and governance. The company is redefining KakaoTalk as an AI-based execution platform and expanding external partnerships and global business initiatives. Kakao has set targets for revenue growth and profitability and plans shareholder returns. Investors remain focused on when and how AI monetisation will show up in earnings.
Finance
Three online banks lift mid-to-low credit loan share into 30 percent range
South Korea’s three internet-only banks — Kakao Bank, K Bank and Toss Bank — raised the share of loans to mid-to-low credit borrowers to above 30 percent, keeping up competition in inclusive finance. As of the fourth quarter of 2025, all three reported outstanding balance ratios above the supervisory guidance level of 30 percent. Kakao Bank and K Bank reported ratios in the low 30s. Toss Bank posted the highest share for new lending.
