Crypto
Swift warns of key ISO 20022 deadline as Ripple seen already prepared
Swift has warned it will no longer allow free-form, unstructured postal addresses in cross-border payment messages from November 2026, saying non-compliant payments may be delayed or rejected. The change applies to its CBPR+ framework and requires structured sender and recipient address data. Swift described the move as an industry-agreed evolution of standards. The announcement has drawn attention to Ripple and XRP, though industry figures stress ISO 20022 is a messaging standard, not a payment service.
