Binance will double the maximum portfolio margin leverage for XRP and RippleUSD (RLUSD) from 5 times to 10 times, blockchain media outlet U.Today reported on Aug. 18 local time.

The change will take effect on Aug. 21, and the system update is expected to take about 30 minutes. With the adjustment, XRP and RLUSD will be subject to the same leverage limit as top liquidity assets such as BNB, Solana, Cardano and Dogecoin. That effectively moves Ripple-linked assets into the highest liquidity tier within Binance's portfolio margin framework.

The key is not just a higher limit but a change in collateral efficiency. With 10 times leverage, RLUSD becomes more efficient as collateral that can be used to expand XRP positions. Both institutional and retail traders will have room to use a regulated stablecoin to increase the scale of XRP trading.

From the same day, there will also be a direct impact on uniMMR, the unified maintenance margin ratio. Binance indicated that higher leverage for XRP and RLUSD improves collateral efficiency, but said assets with reduced leverage, such as ZRO and KMNO, could see the collateral value of deposited tokens decline.

Users holding existing positions should therefore recalculate collateral allocation and margin status before the Aug. 21 start time. Binance warned that sudden changes in collateral weights could lead to automatic order cancellations or forced liquidations, and said margin ratios may need to be adjusted ahead of the effective time.

In terms of market reaction, attention is first on the broader usability of XRP and RLUSD. With RLUSD able to serve as collateral for expanding XRP positions, the link between the two assets could strengthen further. But higher leverage also increases the speed of losses along with profit opportunities.

With Binance opening a 10 times limit, market risk has also increased. Ten times leverage is a double-edged sword that increases not only potential gains but also the speed of principal losses, and that has been cited as the key warning of this change. That is because even small price moves can push positions into immediate liquidation territory.

In this situation, there are 2 points to watch. The first is whether XRP and RLUSD holders will actually restructure collateral and increase positions. Another is the possibility that capital allocations could shift as traders who used assets subject to leverage cuts as collateral move to adjust positions.

Ultimately, the change brings both expanded preferential treatment for XRP and RLUSD and a higher burden of risk management. Binance also warned that aggressive leveraged trading without understanding the uniMMR calculation structure may amount to gambling rather than systematic trading. Checking collateral value, open orders and the maintenance margin ratio before the Aug. 21 rollout has become a priority task.