[DigitalToday reporter Yoonseo Lee] Strategy Chairman Michael Saylor (마이클 세일러) reiterated that bitcoin is the most ideal means of saving, citing research that analyzed AI models’ monetary preferences.

On Oct. 15 (local time), blockchain media outlet U.Today reported that Saylor said in connection with the study, "Smart investors save in bitcoin."

The comments came after the quarterly update of Money for AI was released. The project examines which forms of money AI would prefer if it acted as an autonomous economic agent rather than a tool under human control. In the third-quarter update, 13 AI models were newly added. It tested preferences across four financial activities: saving for the future, making payments, setting prices and keeping accounts, and settling payments.

The key point was that bitcoin kept its edge as a savings tool. An initial study conducted in March by the Bitcoin Policy Institute (BPI) was based on 36 AI models and 9,072 currency-related scenarios. In the results at the time, bitcoin won strong support of 79.1 percent as a long-term means of preserving wealth. The comparison included fiat currencies such as stablecoins and other cryptocurrencies.

Across the four financial activities, bitcoin accounted for 48.3 percent of total responses, making it the most preferred form of money. In payments, however, stablecoins led with 53.2 percent, ahead of bitcoin at 36 percent.

The follow-up study showed little change in the overall trend. In a survey of 9 newly added models, bitcoin recorded 75.8 percent in the savings category, while stablecoins remained strong in payments. Saylor's message that "Smart investors save in bitcoin" aligns with these results.

The study also showed that AI distinguished the roles of assets. The models did not see a store of value and a medium of exchange as the same thing. A pattern repeated in which bitcoin was rated more suitable for saving and preserving wealth, while stablecoins were judged more appropriate for actual payments and settlement.

That has increased the likelihood that market attention will focus on how AI views digital assets as function-specific forms of money. Within the scope of the research released so far, bitcoin held an advantage as a long-term store of value, while stablecoins kept competitiveness in practical payments. Against that backdrop, Saylor again highlighted his longstanding view of bitcoin as an "ideal savings tool."

NEW: Money For AI Q3 Update Earlier this year, we studied which forms of money AI models would choose for four financial tasks: saving for the future, making payments, setting prices/keeping accounts, and settling payments. For our Q3 follow-up, we tested 13 new models using the same questions and classification method. The same broad pattern emerged: • Bitcoin was selected in 70.8% of responses to savings questions. • Stablecoins were selected in 73.5% of responses to questions about paying for goods and services. These results show a clear distinction between saving and spending: the latest models continue to favor Bitcoin for holding value over time and stablecoins for everyday payments. As AI agents take on more financial tasks, these preferences could influence which forms of digital money they use. Read the full results on our website at: https://t.co/WyEb2x6Wy9