Robert Kiyosaki, author of the bestseller \"Rich Dad Poor Dad\", said the future shaped in 1974 has now arrived and again recommended bitcoin, gold and silver as alternatives to traditional money. He argued that rising debt, inflation and retirement insecurity are increasing risks borne by individuals. He said changes to U.S. retirement rules shifted security away from defined-benefit pensions toward 401(k)-style market savings, warning many baby boomers may face no income after they stop working.

A prominent XRP Ledger developer said XRP could serve as a long-term savings asset in an inflationary environment. He compared traditional bank savings with holding digital assets, saying inflation steadily undermines the real value of fiat currencies and that deposit rates of 4 to 6 percent may not offset it. He cited cross-border payment use, ETF-driven institutional interest, stablecoins such as RLUSD and on-chain tokenisation of real-world assets as supportive factors.