Search results for Silvergate
Crypto
Would a bank charter make crypto safer? Two sides of U.S. federal trust bank approval
An analysis says crypto firms may not fully escape political pressure or supervisory risks even if they obtain a U.S. federal trust bank charter. The charter can strengthen legal standing for custody while bringing firms into direct oversight by the Office of the Comptroller of the Currency. The article contrasts interpretations of Silvergate’s liquidation and notes conditional approvals for several trust bank moves. It adds that regulators retain control through approval conditions and revised supervisory rules.
Crypto
Stablecoin growth bottleneck is banks, not blockchain
Stablecoin payments are expanding quickly in corporate transactions, but their main constraint is bank infrastructure rather than blockchain technology, the article said. Annualised stablecoin payments were about $390 billion at end-2025, or about 0.02 percent of the $208 trillion cross-border payments market. Banks still handle on- and off-ramps, compliance and local payment-network access, and reliance on a single bank is seen as a key operational risk.
Finance
Google and Meta widen fintech gap by moving early into India and AI
Google and Meta are both expanding their fintech footprint, but Google has made clearer progress. Forbes reported Google has more than 150 million users for Google Pay, mainly in India and the United States. It credited a utility-focused approach integrating Google Wallet across core platforms and NFC-enabled payments. Google also collaborates with banks and supplies AI and cloud financial solutions. Meta’s efforts have faced trust issues, regulatory setbacks and limited WhatsApp Pay uptake in India.