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XRP is already a digital commodity; what would change if U.S. Clarity bill passes

XRP is already classified as a digital commodity under U.S. federal regulators’ interpretation, but a Clarity bill due for a September vote could закрепить that status in law and set up oversight of spot markets. The SEC and CFTC named XRP a digital commodity in March, but SEC Chair Paul Atkins said congressional legislation is needed to prevent reversals. Despite spot ETF launches, inflows have slowed. Senate procedure and timing remain uncertain.

Crypto

Coinbase CEO says bitcoin could reach up to $400,000 by 2030 on U.S. regulatory tailwinds

Coinbase CEO Brian Armstrong (브라이언 암스트롱) said he expects bitcoin could rise as high as $400,000 by 2030, citing improving U.S. cryptocurrency legislation. He pointed to momentum around the Clarity bill after a White House meeting where President Donald Trump urged Congress to advance it. Bitcoin later rose to around $72,900. Armstrong said many banks support the bill, while opposition remains limited. Lawmakers have pushed the vote to September.

Crypto

U.S. CFTC to draft its own rules if Clarity Act stalls, addressing crypto regulatory gap

The U.S. Commodity Futures Trading Commission said it will move to develop cryptocurrency market structure rules under its own authority if congressional legislation is delayed. Chair Michael S. Selig told staff to review rules within the agency’s current powers while maintaining that passage of the bipartisan Clarity Act remains the top priority. He said the CFTC could establish a regulatory framework covering exchanges, leverage and margin trading, and on-chain finance protocols.