KakaoBank said it will shift to an \"AI native bank\" model, using AI and global expansion as twin pillars to move beyond deposit-led growth into payments, investments and pensions. It plans new app sections for investments and payments and will roll out new card products in the second half. It will combine app-based data with a finance-focused large language model and expand conversational interfaces. KakaoBank also formalised plans to enter Mongolia and is reviewing issuance and distribution of a won-based stablecoin, subject to legal and regulatory changes.