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Finance

Fintech hot issue: AI services spread across finance as BNPL market expands

Financial companies including major banks are introducing a growing range of AI-based services, raising questions about whether consumers will see tangible benefits. Shinhan Bank launched an OpenAI GPT-based export document screening service, while KakaoBank and Toss Bank expanded AI offerings. The Export-Import Bank of Korea plans to invest 20 trillion won over five years to support domestic AI firms. Overseas, U.S. BNPL payments hit records during the year-end shopping season, Adobe Analytics data showed.

Finance

U.S. buy now, pay later transactions hit record; Adobe sees 11 percent rise

Buy now, pay later services in the U.S. are growing rapidly, with record transaction volumes from the start of the year-end shopping season. Adobe Analytics put BNPL payments at $10.1 billion from Nov. 1 to Dec. 1, up 9 percent, and forecast $20.2 billion for November and December, up 11 percent. Klarna and Block reported higher usage. Regulators in seven states have sought information from six BNPL firms.