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Financial Security Institute, three internet banks to develop joint AI model to detect voice phishing

South Korea\'s Financial Security Institute and three internet-only banks - KakaoBank, Toss Bank and K Bank - have developed a federated-learning-based joint AI model to detect voice phishing and will apply it in operations. The institute said the model shares and merges only AI weights, not raw data, combining the banks\' experience with its algorithms. It said detection precision improved by up to 205 percent versus individual models.