[Digital Today reporter Jinju Hong (홍진주)] Global payments company Visa has unveiled a stablecoin strategy that includes OpenUSD, tokenised deposits and onchain wallet infrastructure. The move is seen as an effort to go beyond its card payments network and bring stablecoins into core infrastructure for settlement and fund transfers.

On July 28 (local time), blockchain outlet Cointelegraph reported that Visa said in its fiscal 2026 third-quarter earnings release it is expanding investment across the broader stablecoin ecosystem.

Visa posted revenue of $11.6 billion in the quarter, up 14 percent from a year earlier. The company said the results were driven by double-digit growth in payment volume, cross-border volume and processed transactions.

The focus of the announcement was less on earnings than on a strategy to expand digital-asset payments infrastructure. Visa joined the Open Standard Consortium, which is pursuing issuance of the OpenUSD stablecoin for global fund transfers. The company said it plans to support partner companies so they can settle directly with Visa in stablecoins through its stablecoin platform.

It also plans to provide Wallet-as-a-Service onchain wallet infrastructure and support transfers between fiat currencies and stablecoins. These functions will be built around OpenUSD first.

Visa also set out a plan to expand stablecoins beyond a payment method into financial infrastructure for settlement and fund transfers. The company aims to establish a structure that enables settlement with the Visa network in stablecoins, while offering wallet services and foreign-exchange functions on a single platform.

The scope also includes digital deposits in the banking sector. Visa plans to support tokenised deposits by linking its platform with financial software company Pismo. It also plans to expand links with external tokenised-deposit infrastructure providers. This is seen as a strategy to broaden the digital-asset ecosystem by bringing not only stablecoins but also bank-based digital deposits into its payments network.

Visa also presented artificial intelligence as a long-term growth pillar. The company described stablecoins and AI as complementary technologies and predicted they will be key elements of next-generation commerce infrastructure.

Its existing payments business also continued to grow. Cross-border volume rose 13 percent from a year earlier, while the increase excluding intra-Europe transactions was 12 percent. Processed transactions also rose 10 percent.

The market sees Visa as further specifying a strategy to incorporate stablecoins as usable infrastructure connected to its existing global payments network rather than as a separate experimental service. Attention is on whether its plan to integrate settlement, onchain wallets and fiat exchange functions into a single platform, starting with OpenUSD, will lead to expansion of financial institutions and partner companies.