[DigitalToday reporter Ji-young Lee] Hana Bank will temporarily suspend new non-face-to-face home mortgage lending to strengthen management of household loans. Following limits on unsecured credit loan ceilings and a halt to new sign-ups for mortgage insurance, the bank has added its non-face-to-face mortgage channel to the measures, in a move to control the pace of loan growth.
On Aug. 7, the financial industry said Hana Bank announced it would temporarily suspend new non-face-to-face mortgage lending from that day.
Hana Bank said the move is aimed at managing household loans efficiently while maintaining a stable financial supply stance focused on end-users. The suspension applies to new mortgage lending through non-face-to-face channels.
Hana Bank has recently rolled out a series of internal measures to manage rising household loans.
It previously limited total household unsecured credit loans to 100 million won per borrower and also temporarily halted new sign-ups for mortgage insurance (MCI and MCG) tied to home mortgage loans.
Ji-young Lee
ljy@d-today.co.kr