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Crypto

XRP outlook splits: $5 bulls vs \'negative $5\' bears

Crypto investor Mike Alfred has drawn renewed attention after calling XRP’s long-term target “negative $5,” reigniting debate among the XRP community and market participants. The comment clashes with a widely circulated $5 bullish view promoted by some analysts. Supporters cite falling XRP holdings on centralised exchanges and rising network activity, including more than 8 million active accounts on the XRP Ledger. Skeptics view the “negative” target as satire or strong doubt rather than a literal forecast.

Crypto

Russia crypto bill sets investment caps and cross-border transaction rules

Russia\'s State Duma plans to take up a bill regulating the cryptocurrency market for second and third readings on July 22. If passed, the bill would establish a legal framework for crypto activity, including investor rules and standards for cross-border transactions. It sets annual purchase and overseas transfer limits by investor type, and would create legal conditions for Russian companies to use crypto in foreign trade. Key provisions are expected to take effect on Sept. 1.

Crypto

Ripple targets institutional payment networks with Mastercard, JPMorgan partnerships, two-track XRP and RLUSD strategy

Ripple is accelerating efforts to expand institutional digital asset infrastructure using the XRP Ledger and its dollar-pegged stablecoin RLUSD. It is working with firms including Mastercard, JPMorgan, Ondo Finance and OKX to connect traditional finance with blockchain payments. Ripple plans to use XRPL for inter-institution payments and value transfer, while expanding RLUSD use in trading and collateral. Ripple issued RLUSD on XRPL and Ethereum this month, with most minted on XRPL.